Call Dave at 612-998-1455
Dave Fahrmann
Senior Mortgage Consultant
My excellent service will save you time and money and make your refinance or purchase transaction a pleasure! For 19 years I have worked tirelessly to make sure my customers get great service and pricing. All your referrals and kind words are greatly appreciated! I’m grateful for your business and want to make sure that you get the best service possible so that you can refer me with confidence. Great service means I am very knowledgeable about pricing programs and loan structures that might benefit your scenario. I shop for the best loan program/structure/pricing and keep you and your realtors informed every step of the way.
I personally chose Mortgages Unlimited, Inc. because it is the perfect size to provide family-like customer service while still being able to provide the best technology and rates. I found that smaller companies couldn’t handle all the new rules and regulations and the larger companies have higher rates and a lower service levels. Mortgages Unlimited, Inc. (MUI) has less than 100 employees and has been in business since 1991. We have everyone in-house which allows us to provide a much better and faster closing. This means I have direct access to underwriters and processors and the closing department. This is unique and tremendously important to giving you a great experience.
I provide an executive level of service that works very well for my clients and real estate agents. Once we have a file from you we interface with banks/lenders to find the best fit and best pricing available based on your particular scenario. To help you understand your options, I will provide you with screen shots or a personalized video showing YOUR file with options. Most people love these because it really helps you understand the pricing and options. I’m available approximately 9-9 on any day including weekends and answer my phone 90% of the time. I will get you and your realtor a generic pre-approval letter (or certified if we put it through underwriting) and then fill in the address when you find a property.
I’ve helped every type of customer in just about every possible situation – from wealthy clients that sometimes have unique scenarios to first time home buyers that need special programs to retirees who need someone they can trust for honest advice. If I can’t help you, I’ll refer you to someone that can.
So why should you apply with me?
1. I truly care about getting you the best deal, avoiding any surprises, and keeping you as a customer for life.
2. If you are a Realtor, I work when you work –all the time! Days, nights, weekends…I answer 90% of questions immediately.
3. We have underwriters and a full staff to get your file done quickly and accurately so you can close on time.
4. My pre-approval letters are very detailed and can help you win a home. Realtors love them!
5. As a Correspondent lender that funds the loan, we can close you more quickly (even if the bank isn’t ready).
6. I will keep you and your realtor informed at every step of the process -a great stress reducer!
8. When you use me, you will understand your options and feel confident in the process and in making an offer.